Universal Credit is a payment to help with your living costs. It’s paid monthly - or twice a month for some people in Scotland.
If you live in Northern Ireland, go to Universal Credit in Northern Ireland.Find out if you’re eligible for Universal Credit.
You can use the housing amount to help pay:rentinterest on your mortgageinterest on other loans secured against your homesome service chargesIf you’re between 18 and 21, you’ll only get the Universal Credit housing amount if certain exceptions apply. Paying your rentYou have to pay rent directly to your landlord.
The amount you get may not cover all of your rent.You need to have a tenancy agreement and know how much your rent is when you apply.If you’re in social housing, your landlord can tell you which service charges are included and how much you can get.If you have tenants on Universal Credit, read the guide for landlords. I
f you live in ScotlandIf you live in a ‘full service’ area and your claim started on or after 4 October 2017, you’ll be asked if you want the housing amount to be paid straight to your landlord. Your landlord will be notified if you choose this.Use the Citizens Advice eligibility checker to find out which area you live in.
If you get into difficulty paying your rentIf you’re currently behind with your rent, you or your landlord may be able to apply for an Alternative Payment Arrangement (APA).Depending on your circumstances, you may be able to get an APA to pay rent directly to your landlord.Speak with your work coach about applying for an APA.
If you’re in social housing, your landlord may also be able to support you with the application.